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No subscriptions. No hidden fees. No premium upsells. We sustain the platform through affiliate commissions and small contribution fees paid by supporters.
Share what you need
Help someone get what they need
Total fees per contribution
The creator receives 100% of the $25.00 contribution.
Contribution fees compared to competitors
| Platform | Monthly Cost | Platform Fee | Total @ $100 |
|---|---|---|---|
| What I Actually Need | $0 | 2.9% + processing | $6.10 |
| Linktree Pro | $5-24/mo | No monetization | N/A |
| Ko-fi (free tier) | $0 | 5% | $5.00 |
| Ko-fi Gold | $8/mo | 0% | ~$3.20 |
| Buy Me a Coffee | $0 | 5% | $5.00 |
| GoFundMe | $0 | 0%* | $3.20 |
| Patreon | $0 | 8-12% | $8-12 |
*GoFundMe relies on optional tips from donors. WIAN also earns affiliate revenue at zero cost to you.
Complete transparency on our business model
When supporters click “Buy Now” on product links, we earn 4-10% affiliate commission from retailers like Amazon, Target, and Walmart.
When supporters contribute money directly toward bigger items, they pay a small fee (6.2% total) that covers payment processing and platform costs.
This dual-revenue model keeps the platform free for creators while building a sustainable business.
All transactions are processed securely through Stripe, a PCI-compliant payment processor.
Contributions are credited to campaigns immediately after successful payment.
Your full contribution amount goes to the creator. Fees are charged separately.
The 2.9% platform fee helps us maintain and improve the service, provide customer support, develop new features, and keep the platform running smoothly. It also allows us to offer the service completely free to creators.
The 2.9% + $0.30 processing fee is charged by Stripe to handle secure payment processing. This covers fraud prevention, card network fees, and secure infrastructure.
No! Creating your profile and receiving contributions is completely free for creators. All fees are paid by contributors and shown transparently before checkout.
Absolutely not. The fees shown on this page and during checkout are the only fees charged. We believe in complete transparency.
Join free — no credit card required, no premium upsells, ever.
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